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Forums: BASE Jumping: General BASE:
IHI Bupa stopped covering base jumping.
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snhughes


Dec 15, 2011, 4:44 AM
Post #1 of 102 (28997 views)
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Registered: Sep 10, 2010
Posts: 56

IHI Bupa stopped covering base jumping. Can't Post

I just called IHI Bupa to get a travel insurance and have been told that they don't cover base jumping any more!

Does anyone knows who else provides base jumping insurance?

Thanks


84n4n4


Dec 15, 2011, 5:29 AM
Post #2 of 102 (28966 views)
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Registered: Jan 21, 2008
Posts: 118

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

just read that too... need new insurance.

https://www.ihi.com/.../2/2012/Brochure.pdf

page 35
Art. 21
Exceptions to cover
24) active participation in any motorsport
show, motorsport race or motorsport
competition, base jumping, paragliding
and mountaineering that requires
specialized climbing equipment,


seekfun


Dec 15, 2011, 6:21 AM
Post #3 of 102 (28924 views)
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Registered: Apr 2, 2004
Posts: 194

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Has anyone bought a policy from XSI yet?
If so, will it help fill this gap?
Any notes on your experiences with XSI?

XSI


Ronald


Dec 15, 2011, 6:25 AM
Post #4 of 102 (28913 views)
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Registered: Mar 30, 2004
Posts: 596

Re: [seekfun] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I heard someone saying that REGA will not cover basejumping anymore in 2012 either....


Rauk


Dec 15, 2011, 10:01 AM
Post #5 of 102 (28723 views)
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Registered: Jul 17, 2003
Posts: 527

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

This is no good... Frown IHI Bupa was awesome, my gf had an accident in LB a few months ago and they covered everything. It was a minor accident in comparison to some/most but IHI saved me about $6000.00.

I will be doing research to find a new provider but if anyone knows another company I would be very happy to know. Jumping overseas would feel a whole lot sketchier knowing I didn't have coverage...


snhughes


Dec 15, 2011, 10:50 AM
Post #6 of 102 (28679 views)
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Registered: Sep 10, 2010
Posts: 56

Re: [seekfun] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I don't live in the US and I needed a travel insurance. :/


bassie


Dec 15, 2011, 11:13 AM
Post #7 of 102 (28662 views)
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Registered: Sep 5, 2003
Posts: 1

Re: [Rauk] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

This is probably only for France and Belgium, military-,police-,security- and firefighter personel.
(French) http://webcache.googleusercontent.com/...mp;ct=clnk&gl=be
(Flamish) http://www.agpm.be/...l_contrat_prevoyance

It covers all activities all over the world.


maganoha


Dec 15, 2011, 11:43 AM
Post #8 of 102 (28613 views)
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Registered: Aug 13, 2009
Posts: 7

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I bought a one year travel insurance option in sep, so I wonder if it still will cover base jumping until my insurance time goes out.

any one know?


theschrund


Dec 15, 2011, 12:07 PM
Post #9 of 102 (28581 views)
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Registered: Aug 4, 2009
Posts: 49

Re: [maganoha] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Just looked at XSI and they do not cover BASE. Even in their "adventure" plan. maybe calling and paying more could get them to cover it but in the basic plans online, BASE is listed as an exemption to coverage.


base570


Dec 15, 2011, 2:20 PM
Post #10 of 102 (28504 views)
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Registered: Jul 19, 2001
Posts: 741

Re: [Rauk] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Rauk wrote:
This is no good... Frown IHI Bupa was awesome, my gf had an accident in LB a few months ago and they covered everything. It was a minor accident in comparison to some/most but IHI saved me about $6000.00.
.

oh, so this is why they cancelled coverage for everyone elseTongue


Hellis


Dec 15, 2011, 8:58 PM
Post #11 of 102 (28422 views)
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Registered: Nov 2, 2010
Posts: 173

Re: [maganoha] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I tried talking with them on the chat yesterday, but the travelinsurance support is only open 9-17.
I will see if I have time tonight


asquante


Dec 16, 2011, 12:57 AM
Post #12 of 102 (28331 views)
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Registered: Jan 14, 2010
Posts: 13

Re: [Hellis] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I spoke to the Bupa representatives in a chat session. This is what they said about insurances that were bought before the change was announced:

Sena Johnsen: it is going to be valid from 01.01.2012. But for customers buying their insurances now
Sena Johnsen: knowing about the change
Sena Johnsen: it will also apply
Sena Johnsen: but since you did not know about it, and issued your insurances several months ago
Sena Johnsen: you will be covered, until you have to renew the insurance again
Sena Johnsen: next year
Sena Johnsen: Since you already have you insurance you are still covered
Sena Johnsen: just please be aware that the next time you renew your policy
Sena Johnsen: you will not be covered for basejumping


snhughes


Dec 16, 2011, 4:28 AM
Post #13 of 102 (28243 views)
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Registered: Sep 10, 2010
Posts: 56

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

We are f****d!
Not having insurance is quite serious in my opinion.


punkd


Dec 16, 2011, 5:31 AM
Post #14 of 102 (28224 views)
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Registered: Dec 26, 2006
Posts: 54

Re:IHI Bupa stopped covering base jumping. [In reply to] Can't Post

SevenCorners use to.
Now I noticed they added a clause to Parachuting under their Hazardous Sports coverage.

In reply to:
Hazardous Sport Coverage

To cover motorcycle/motor scooter riding, hang gliding,
parachuting, bungee jumping, water skiing, snow skiing,
snowmobiling and snow boarding.

Parachuting shall mean an activity involving the breaking of a
free fall from an airplane using a parachute


Hellis


Dec 16, 2011, 9:24 AM
Post #15 of 102 (28132 views)
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Registered: Nov 2, 2010
Posts: 173

Re: [asquante] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

asquante wrote:
I spoke to the Bupa representatives in a chat session. This is what they said about insurances that were bought before the change was announced:

Sena Johnsen: it is going to be valid from 01.01.2012. But for customers buying their insurances now
Sena Johnsen: knowing about the change
Sena Johnsen: it will also apply
Sena Johnsen: but since you did not know about it, and issued your insurances several months ago
Sena Johnsen: you will be covered, until you have to renew the insurance again
Sena Johnsen: next year
Sena Johnsen: Since you already have you insurance you are still covered
Sena Johnsen: just please be aware that the next time you renew your policy
Sena Johnsen: you will not be covered for basejumping

Thanks!!
But I'm not sure if I want to trust that.
Insurancescompanies, salesmen, politicians and my previous boss have one thing in common.

I think I will send them a mail and get it "on paiper" that it is still valid.
Not that I don't trust you, but if the brown stuff hits the spinning thing....


maretus


Dec 16, 2011, 11:12 AM
Post #16 of 102 (28072 views)
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Registered: Mar 21, 2001
Posts: 557

Re: [Hellis] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

The french paralpinism organisation offers accident + search and rescue insurance through the FFCAM (Club Alpin Francais) which is valid in whole europe and Marocco. Covers only cliff jumps, no urban shit.

If you par le vuu fransee you can find more info from : http://paralpinisme.fr/ or http://www.ffcam.fr/assurance.html,


skow


Dec 16, 2011, 11:33 AM
Post #17 of 102 (28060 views)
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Registered: Nov 18, 2009
Posts: 112

Re: [Hellis] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hellis wrote:

Thanks!!
But I'm not sure if I want to trust that.
Insurancescompanies, salesmen, politicians and my previous boss have one thing in common.

I think there can be no other way. Terms of any agreement cannot be changed after signing it, without both sides agreeing to it. So if base jumping was covered at the moment of signing the agreement it has to be valid till the agreement expires. No new law can work backwards.


Hellis


Dec 17, 2011, 12:04 AM
Post #18 of 102 (27962 views)
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Registered: Nov 2, 2010
Posts: 173

Re: [skow] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Sometimes they can, ther can be a paragraph saying they are allowd to change the terms.

I don't know if thats the case with this insurance


Arvoitus


Dec 17, 2011, 8:02 AM
Post #19 of 102 (27873 views)
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Registered: Sep 4, 2008
Posts: 61

Re: [Hellis] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I would guess all insurances have these clauses in them. My life insurance has a clause that states that they can change the payment amounts or the terms of the insurance contract if I don't tell them about increased hazards or dangers that have an essential impact on my safety. Even seemingly minor things, like spending a year in foreign country, should be reported to them and if you fail to do so they might change the terms if they so choose.


Spiderbaby


Dec 17, 2011, 9:19 PM
Post #20 of 102 (27779 views)
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Registered: Jul 4, 2003
Posts: 778

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

when is the EXACT date IHI BUPA stopped covering BASE jumping? we're leaving for Spain and got our insurance cards a little while back. Thanks.


MBA-PATTO


Dec 17, 2011, 11:41 PM
Post #21 of 102 (27756 views)
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Registered: Apr 20, 2010
Posts: 433

Re: [Spiderbaby] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

1/1/12


jamie-the-para


Dec 18, 2011, 2:24 PM
Post #22 of 102 (27629 views)
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Registered: May 26, 2009
Posts: 56

Re: [maganoha] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Yes you are covered with ihi bupa if you buy the insurance before Jan 1st 2012 as after that date they stop insuring BASE and Paragliding i also have this in writing Smile so i am covered for another year at least.....


MaccaPhoenixFly


Dec 19, 2011, 8:00 AM
Post #23 of 102 (27479 views)
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Registered: Sep 28, 2011
Posts: 40

Re: [jamie-the-para] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I only took out a policy in October, but knowing that it's going to be an utter ballache to get cover when this expires, does anyone know if you can buy a renewal now to tag on the end that still covers BASE?


azimuth


Dec 20, 2011, 5:49 AM
Post #24 of 102 (27315 views)
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Registered: Dec 20, 2011
Posts: 2

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

yes, you can get coverage for international travel medical with a Lloyd's, London insured plan at www.azimuthrisk.com and select the Beacon Series. You will want the Sports Rider for coverage while BASE jumping. I am with the company, so commercial interest disclosed...let me know if you need help and I'll be glad to do so.


GreenMachine


Dec 20, 2011, 2:29 PM
Post #25 of 102 (27202 views)
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Registered: Jan 24, 2003
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Re: [azimuth] BASE Insurance [In reply to] Can't Post

Thank you for the information and candor.


base570


Dec 21, 2011, 11:58 AM
Post #26 of 102 (14322 views)
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Registered: Jul 19, 2001
Posts: 741

Re: [azimuth] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

azimuth wrote:
yes, you can get coverage for international travel medical with a Lloyd's, London insured plan at www.azimuthrisk.com and select the Beacon Series. You will want the Sports Rider for coverage while BASE jumping. I am with the company, so commercial interest disclosed...let me know if you need help and I'll be glad to do so.

Good to know... A bit pricey though.


Gary_C


Dec 21, 2011, 3:19 PM
Post #27 of 102 (14267 views)
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Registered: Jan 12, 2005
Posts: 81

Re: [azimuth] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

azimuth wrote:
yes, you can get coverage for international travel medical with a Lloyd's, London insured plan at www.azimuthrisk.com and select the Beacon Series. You will want the Sports Rider for coverage while BASE jumping. I am with the company, so commercial interest disclosed...let me know if you need help and I'll be glad to do so.

https://www.azimuthrisk.com/.../Beacon_brochure.pdf

On their Beacon brochure it states "The Sports Rider provides up to $10,000 coverage".

That does not seem like much coverage to me. Medical bills in some countries can cost multiple times that.


azimuth


Dec 21, 2011, 4:17 PM
Post #28 of 102 (14260 views)
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Registered: Dec 20, 2011
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Re: [Gary_C] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Yes you are right. It's not a large figure by US standards perhaps, however the risk is also relatively high. Depending upon the country involved it may be quite substantial. Ex. $10K USD in Columbia or in Thailand would cover a great deal of care. It's also quite affordable depending upon age & travel length around $1 a day many times. Okay, I am sure everyone os sick of the advert.

Safe


tdog


Dec 21, 2011, 6:01 PM
Post #29 of 102 (14243 views)
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Registered: Oct 19, 2004
Posts: 287

Re: [base570] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

base570 wrote:
Rauk wrote:
This is no good... Frown IHI Bupa was awesome, my gf had an accident in LB a few months ago and they covered everything. It was a minor accident in comparison to some/most but IHI saved me about $6000.00.
.

oh, so this is why they cancelled coverage for everyone elseTongue

It probably was someone I know who had a $250,000 some odd claim that actually got their attention.


bluedvl11


Jan 5, 2012, 6:55 AM
Post #30 of 102 (13819 views)
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Registered: Jun 9, 2010
Posts: 17

Re: [tdog] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Has anyone done any more research on isurance that covers base jumping overseas? I just started looking into it as I'm planning on being in Europe all summer and thought IHI was the way to go until I found this thread. Any help would be appreciated as I'm coming up with a lot of goose eggs.


avenfoto


Jan 5, 2012, 2:42 PM
Post #31 of 102 (13739 views)
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Registered: Sep 13, 2004
Posts: 1249

Re: [bluedvl11] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

theres no such thing as insurance for basejumping.


Rauk


Jan 7, 2012, 8:35 AM
Post #32 of 102 (13461 views)
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Registered: Jul 17, 2003
Posts: 527

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hey all,

I have been researchin this issue for few weeks now hoping to find a suitable alterative to IHI and have been talking to a friend that says she can help. It has proven to have worked for at least one BASE injury last year in Norway and I figure it's worth some investigating at the very least. My friend can be contacted here with any inquiries:

http://conflotravel@gmail.com


yuri_base


Jan 31, 2012, 1:21 AM
Post #33 of 102 (11533 views)
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Registered: Oct 21, 2005
Posts: 730

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Reposting from Russian forum (thanks to Grisha who inquired at World Nomads):


You will need to purchase a policy before midnight January 31st (Australian Eastern Time)to be covered for Base Jumping.If you purchase the Explorer policy today or tommorrow then you can certainly enter the policy start date in April and this policy will have provison to cover for Base Jumping. Any policies purchased after January 31st can not cover Base jumping at all.

Kind regards
Kellie
Customer Service Team
WorldNomads.com


As of this post, there's about 3 hours 40 minutes left. Good luck! Angelic

P.S. Make sure it's Explorer, not Standard. Explorer covers BASE and skydiving, Standard does not.


skediver


Jan 31, 2012, 5:22 AM
Post #34 of 102 (11452 views)
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Registered: Aug 6, 2010
Posts: 5

Re: [yuri_base] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Anyone knows about this insurance?
https://www.hccmis.com/atlastravel/?referid=24651&language=en-US


BigfcknG


Feb 1, 2012, 2:47 AM
Post #35 of 102 (11303 views)
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Registered: Nov 10, 2008
Posts: 95

Re: [skediver] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Looks promising. Im planning a trip to Europe for some BASE in June and I will be contacting them shortly. Ill let you know how I go.


flikit


Feb 1, 2012, 9:06 PM
Post #36 of 102 (11141 views)
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Registered: Jun 19, 2008
Posts: 24

Re: [skediver] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I found this on page 11 "other exclusions"


Charges for the following treatments and/or services and/or supplies and/or conditions are excluded from coverage
hereunder:


section 28.
g. =hang gliding, sky diving, parachuting or bungee jumping; and


Grisha


Feb 1, 2012, 11:24 PM
Post #37 of 102 (11121 views)
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Registered: Sep 2, 2002
Posts: 26

Re: [flikit] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

read this:

In reply to:
If you include the Sports Rider coverage on this Atlas International policy, you will have coverage for injuries/illnesses as a result of thrill-seeking activities such as base-jumping. The only “exclusion” you will find is that we cannot provide benefits for Accidental Death & Dismemberment (AD&D) for injuries resulting from thrill-seeking activities (even if the Sports Rider is included)

so, you must include Sprot Rider and will be ok, i hope :)


yuri_base


Feb 2, 2012, 12:39 AM
Post #38 of 102 (11090 views)
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Registered: Oct 21, 2005
Posts: 730

Re: [Grisha] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

For USA residents, looks like BASE is still covered by World Nomads.

http://www.worldnomads.com/travel-insurance/adventure-travel-insurance.aspx

I checked a few countries and looks like for European countries, "BASE Jumping: No cover for this sport for purchases or extensions on or after 1 February 2012".


neiljarvis


Feb 2, 2012, 9:52 PM
Post #39 of 102 (10934 views)
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Registered: Feb 11, 2004
Posts: 133

Re: [jamie-the-para] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Same feedback in response to my direct queries.

IHI will honor contracts for their full term if taken out prior to the start of 2012, but any contracts/policies taken anew from that date will exclude base


BrandiP


Feb 3, 2012, 6:03 AM
Post #40 of 102 (10866 views)
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Registered: Feb 3, 2012
Posts: 10

Re: [skediver] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

The Atlas Travel Series through HCCMIS is a great product to consider for international medical insurance coverage - you can even include the optional "Sports Rider" to the policy that would allow for medically necessary coverage for injuries as a result of non-professional/non-competition thrill-seeking activities. Here is a link to the policy for quick and easy quotes/purchasing: https://www.hccmis.com/atlastravel/?referid=9800575F&language=en-US


If you have questions, or would like further details, you can call 800-605-2282 x8027 to speak to me, Brandi. Smile


GreenMachine


Feb 3, 2012, 6:27 AM
Post #41 of 102 (10854 views)
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Registered: Jan 24, 2003
Posts: 3469

BrandiP da Insurance Agent RE: quick quote [In reply to] Can't Post

Hello Brandi-

How much would it cost to cover
a healthy 39 year old male who
already has health insurance for
a 17 day EuroBASE jumping trip?

Thank you for your time,
~Tom


yuri_base


Feb 3, 2012, 8:13 AM
Post #42 of 102 (10726 views)
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Registered: Oct 21, 2005
Posts: 730

Re: [GreenMachine] BrandiP da Insurance Agent RE: quick quote [In reply to] Can't Post

RedMachine wrote:

How much would it cost to cover
a healthy 39 year old male who
already has health insurance for
a 17 day EuroBASE jumping trip?

It depends. Are you proximity flying? Sly


(This post was edited by yuri_base on Feb 3, 2012, 8:18 AM)


Svin


Feb 14, 2012, 6:09 AM
Post #43 of 102 (10046 views)
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Registered: Mar 27, 2011
Posts: 96

Re: [snhughes] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

So.. has anyone purchased travel insurance through the insurance company mentioned above? (The Atlas Travel Series through HCCMIS)

I just got to Europe yesterday and had planned to get the insurance before I left. 20min on hold on the phone... twice..with never talking to anyone. An online forum that always gave me an error code. Multiple unanswered emails and no returned phone calls from voice mails left on Brandis extension. Are these guys legit? Crazy

The Sport Rider does seem like a great thing for us and I was quoted $202.50 for a 90 day policy with a $0 deductible and $500,000 of coverage. (This was before the registration forum shit the bed that is). This was including the Sports Rider option. I just feel like something is amiss... getting a sketchy vibe.


MieliKuVitusta


Feb 20, 2012, 12:46 PM
Post #44 of 102 (9660 views)
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Registered: Aug 31, 2009
Posts: 17

Re: [Svin] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Did you reach anyone in the company?


anyone found a new option after IHI yet?

French paralpinism email isn´t working for me.


Svin


Feb 21, 2012, 12:24 PM
Post #45 of 102 (9508 views)
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Registered: Mar 27, 2011
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Re: [MieliKuVitusta] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Okay.. Update..

I did some more digging and seems that they are good to go. For some reason my mac (Using Safari) would not let me go completely through their quote system. So I used a PC and was able to easily navigate through the quote and get the insurance.

I emailed them so that I could have in writing that the "Sports Rider" did cover Snowboarding, Skydiving, Paragliding, and BASE jumping. I got a 100% confirmation from them that indeed the sports rider did cover all the above listed sports.

I paid $187.50 for a 90 day policy with $500,000 of coverage and a $0 deductible. I received an Email with an attached .PDF file with all my paperwork and a "card" to carry with me.

So.... if I eat shit in the next few months and have to use them I'll be sure to post up a response. Tongue Seems like we have an option... for now..

Svin


GreenMachine


Feb 21, 2012, 9:07 PM
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Catastrophic Coverage for BMF's [In reply to] Can't Post

Thanks for the update and information.

Please send me a link to them via email.

Think they'd sell me 18 days of coverage?

Hopefully neither of us will need it Angelic


(This post was edited by GreenMachine on Feb 21, 2012, 9:07 PM)


yuri_base


Feb 21, 2012, 11:07 PM
Post #47 of 102 (9409 views)
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Re: [InvisibleMachine] Catastrophic Coverage for BMF's [In reply to] Can't Post

InvisibleMachine wrote:
Think they'd sell me 18 days of coverage?

It depends. How many days out of 18 you plan on kicking the balloons?


MieliKuVitusta


Feb 22, 2012, 6:01 AM
Post #48 of 102 (9347 views)
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Registered: Aug 31, 2009
Posts: 17

Re: [Svin] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

 

In reply to:
HCCMIS Service hccmis-service@hccmis.com



Hello,

Thank you for your message. BASE jumping is not listed as a covered item in our policies.

Depending on the type of policy selected, your coverage can begin in a little as 24 hours.

If there is anything else that we can assist you with, feel free to contact us at service@hccmis.com.


After asking a second time they answered me it DOES cover leagal base jumping.


(This post was edited by MieliKuVitusta on Feb 22, 2012, 8:08 AM)


Svin


Feb 23, 2012, 1:16 AM
Post #49 of 102 (9241 views)
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Re: [MieliKuVitusta] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Here is how I phrased my question to them..

In the email to them:
"I also want to confirm that parachuting sports (Skydiving, BASE jumping, Paragliding) are covered in the Sports Rider option. I read the the explanation and just wanted to double check that these activities are covered on a non-professional level."

Response:
"Indeed, if you include the "Sports Rider" on your policy, you will gain benefits for injuries resulted from parachuting sports like skydiving, base jumping, paragliding, etc -- no worries there! :)"

I assume it was just a miscommunication with wording and the other person did not know what BASE jumping is.

...but I guess it's a good thing they don't know i'm pretty much one of the most professional jumpers ever. Wink

Svin


Jon26


Feb 28, 2012, 11:26 PM
Post #50 of 102 (8937 views)
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Registered: May 18, 2007
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Re: [Svin] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I just got 38 days cover for a European trip.
I am from the UK, travelling to Europe and live in NZ.
I am covered as soon as i leave NZ, which is classed as my home country, and until i return to NZ.
I believe im also covered whilst incidentally in my country of citizenship (im flying via London) as it is not my "home". They classify your home as where you live and receive mail.
That point might be of interest to other people who are planning a BASE trip to their country of citizenship whilst usually living outside of it.
I chose $1,000,000 coverage (Hope i don't need it!) cos it was a couple of dollars difference. And also chose the $0 excess. I paid $88 which seems very reasonable to me, but i don't have any previous experience with buying BASE insurance.
I'll post if i end up using them too and would be interested to hear if anyone else does. Fingers crossed none of us will!


MBA-FRANK


Feb 29, 2012, 12:18 AM
Post #51 of 102 (10398 views)
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Registered: May 23, 2011
Posts: 87

Re: [Jon26] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Jon, what is the name of your insurance company? I'm going to the USA in September and want to be insured for BASE. Cheers.


(This post was edited by MBA-FRANK on Feb 29, 2012, 12:22 AM)


BigfcknG


Feb 29, 2012, 2:00 PM
Post #52 of 102 (10315 views)
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Registered: Nov 10, 2008
Posts: 95

Re: [MBA-FRANK] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

https://www.hccmis.com/atlastravel


Jon26


Mar 6, 2012, 2:10 AM
Post #53 of 102 (10189 views)
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Registered: May 18, 2007
Posts: 11

Re: [MBA-FRANK] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hey Frank,

Sorry, i wasn't clear. Yes, it was the hcc/atlas travel company i went with (The link above).

My post was in reply to Svin but it wasn't very clear.


MBA-FRANK


Mar 6, 2012, 11:51 AM
Post #54 of 102 (10075 views)
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Registered: May 23, 2011
Posts: 87

Re: [BigfcknG] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Thanks BigfcknG and Jon26. Good site.


flikit


Mar 6, 2012, 7:15 PM
Post #55 of 102 (9989 views)
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Registered: Jun 19, 2008
Posts: 24

Re: [BigfcknG] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Reading the website benefits page over a few times.... it does sound Ok for coverage for BASE however... as long as your not doing BASE with a club or for $$ or as they wrote " reward" ....so...if you are jumping at Kjerag..isn't Kjerag considered a club?
cant they fuck you for that?
Legally,I know this shit all boils down to wording and so I'm just asking.


Also, if I'm reading this correctly...basically, as long as your doing BASE on your own...you're Ok...but, if you on a tour or in a comp such as KL or Pro BASE tour..or WBR...isn't that competition and...doesn't it have the possibility for reward as in trophy or $$...doesn't that make you in eligible?
Is anyone else reading this the same way?

Again, I'm not saying this wont cover BASE, I just think
...they could possibly fuck you if you're tied into any of the tours or comps or.. "clubs" ?

Any one else with a thought on this?

Here is the EXACT wording from the website...

.........
In consideration of additional Premium paid OTHER EXCLUSIONS, #28 is deleted in its entirety and replaced with the
following:
28. Injury resulting from participation in intercollegiate, interscholastic, intramural, club, and professional sports or athletic
activities; and
For purposes of this Exclusion, the term “Professional” means an activity undertaken for wage, reward or profit.


MBA-PATTO


Mar 6, 2012, 7:40 PM
Post #56 of 102 (9977 views)
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Registered: Apr 20, 2010
Posts: 433

Re: [flikit] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hey mate,

I have also been really trying to figure it out , as its all a bit in the grey area in regards to the way they word stuff..

I would imagine alot of people will be thinking there covered when in fact they maybe are not.?


MBA-FRANK


Mar 7, 2012, 11:20 AM
Post #57 of 102 (9895 views)
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Registered: May 23, 2011
Posts: 87

Re: [MBA-PATTO] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

It is confusing to me too. I asked them and received this back:

Thank you for considering HCC Medical Insurance Services to provide your international medical coverage. With a sports rider attached to your Atlas policy, you can have coverage for injuries related to extreme sports, such as base jumping, as long as you’re legally doing the activity and you’re not receiving any wage, reward, or profit from the activity. The Accidental Death and Dismemberment provision is deleted during participation in sport activities.

After another question about the "accidental death and...deleted during participation in sport activities" I received this:

If you were to die or have a dismemberment during the base jump there would be no compensation for the death ( $25,000 ) or for the loss of limbs ( $12,500 - $25,000 ). It would cover you for medical expenses related to injuries.

So that clears it up for me. I might go with this company, I might not. For now I'm still looking around.


dride


Mar 7, 2012, 12:16 PM
Post #58 of 102 (9870 views)
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Registered: Dec 6, 2002
Posts: 336

Re: [MBA-FRANK] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Per this that was quoted to you: "as long as you’re legally doing the activity".........

If you're taking a USA base trip be ready to jump stuff illegally. Obviously there are sites that are legal to jump, but not many.....nothing like Europe. Just somethin' to keep in mind.

I hate stupid fuckin' insurances companies, especially in sue happy USA Unimpressed


wwarped
Moderator

Mar 7, 2012, 12:27 PM
Post #59 of 102 (9850 views)
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Registered: Nov 9, 2004
Posts: 3124

Re: [MBA-FRANK] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

typically, a lot will depend on the laws of the country that governs the insurance. I'm betting Kiwi, British, and US interpretations differ, and legal definitions of words vary.

but practically speaking, does anyone have a better option?

the key, as always, is to NOT need it. companies tend to stop offering a product when they can't make money...


MBA-PATTO


Mar 8, 2012, 8:25 PM
Post #60 of 102 (9629 views)
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Registered: Apr 20, 2010
Posts: 433

Re: [wwarped] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hey guys,

Just got them to send me there stuff forms etc,

Looks like for the extra 20 percent they will sponsor for base but only for an injury and only up to a maximum of 10-15 grand... so thats very minor but atleast its something..

If you take the sports rider you wipe all accidental death payments,

and will no be covered for death just if you have any injuries totally to 15 grand... which i am sure would be about a broken leg..!!!

correct me if i am wrong???


(This post was edited by MBA-PATTO on Mar 8, 2012, 8:33 PM)


flikit


Mar 9, 2012, 10:23 AM
Post #61 of 102 (9539 views)
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Registered: Jun 19, 2008
Posts: 24

Re: [MBA-PATTO] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

The benefit amount offered with this company (http://www.worldnomads.com/travel-insurance/ )

is not as high as I've found with other companies but there is no bull shit with the wording.
If you grab the "Explorer" option (they only offer two options) they cover our shit, plain and simple.


MBA-PATTO


Mar 9, 2012, 1:46 PM
Post #62 of 102 (9510 views)
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Registered: Apr 20, 2010
Posts: 433

Re: [flikit] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hey mate,

Can you point me in the direction at what your looking at

all i see on this page is

http://www.worldnomads.com/...ravel-insurance.aspx

At the start of page you have to put in your nationality and then it shows up basejumping is not covered!!!!!

Arr just checked australian, and it comes with a different page not covered for australians base jumping,,

but when i click i am from america it says you are covered and when i click united kingdom You are not covered..

so it seems this will work for americans.. but not Uk or Aussies..


(This post was edited by MBA-PATTO on Mar 9, 2012, 1:49 PM)


MBA-FRANK


Mar 9, 2012, 1:50 PM
Post #63 of 102 (9507 views)
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Registered: May 23, 2011
Posts: 87

Re: [MBA-PATTO] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hi Patto and all: I asked about the maximum of 10 - 15 grand. I didn't think that was correct. This is the reply:

The maximum policy limit for injuries under this Rider is the Overall Maximum Limit you select. If you were to incur and injury during your jump and your policies Overall Maximum Limit was $100,000 , then you would have up to that limit to cover the medical expenses. Medical expenses in the US are significantly higher than in most countries, however we do have a PPO network that we have pre-negotiated rates with, that can lessen expenses for ER and physician visits. You can search our vast network of providers with the following link: WEB PROVIDER SEARCH:http://www.hccmis.com/find-a-doctor/ You can narrow the US search by Zip Code.

So it seems pretty good to me. You're right about no payout for death (or dismemberment) with the sports rider though, but I'm surprised that any company covers BASE jumping at all Cool

Edit: ...and you can select more coverage e.g. $500,000 or $1,000,000 for minimal extra premium.


(This post was edited by MBA-FRANK on Mar 9, 2012, 1:59 PM)


yuri_base


Mar 9, 2012, 2:12 PM
Post #64 of 102 (9495 views)
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Registered: Oct 21, 2005
Posts: 730

Re: [MBA-PATTO] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

See post #38 - they stopped coverage for countries other than US on Feb 1. But IIRC when I was looking at this on the night of Jan 31, there was no coverage for BASE for residents of Australia before that, either.


BrandiP


Mar 20, 2012, 7:42 AM
Post #65 of 102 (9158 views)
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Registered: Feb 3, 2012
Posts: 10

Re: [MBA-FRANK] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

MBA-FRANK wrote:
Hi Patto and all: I asked about the maximum of 10 - 15 grand. I didn't think that was correct. This is the reply:

The maximum policy limit for injuries under this Rider is the Overall Maximum Limit you select. If you were to incur and injury during your jump and your policies Overall Maximum Limit was $100,000 , then you would have up to that limit to cover the medical expenses. Medical expenses in the US are significantly higher than in most countries, however we do have a PPO network that we have pre-negotiated rates with, that can lessen expenses for ER and physician visits. You can search our vast network of providers with the following link: WEB PROVIDER SEARCH:http://www.hccmis.com/find-a-doctor/ You can narrow the US search by Zip Code.

So it seems pretty good to me. You're right about no payout for death (or dismemberment) with the sports rider though, but I'm surprised that any company covers BASE jumping at all Cool

Edit: ...and you can select more coverage e.g. $500,000 or $1,000,000 for minimal extra premium.

Hi All! Lots of insurance chatter on here lately; I wanted to stop back by and offer clarifications for anyone in need in regards to our Atlas policy that can include "thrill seeking activities" (including BASE) with the inclusion of the "Sports Rider" -- we have gotten a decent influx of policies purchased for BASE jumping and everything is "so far, so good." I've noticed a few people asking about the exclusion for "Professional" sports coverage, even if the "Rider" is included. Our definition of Professional is "an activity undertaken for wage, reward or profit" -- so, as long as you are not competing for wage, reward or profit you will be good to go. Also in regards to "illegal jumping" our exclusion for illegal activities reads as such: "Charges resulting from or occurring during the commission of a violation of law by the Member, including without limitation, the engaging in an illegal occupation or act, but excluding minor traffic violations." So --- abide by the local laws; it's as simple as that. Wink You are all welcome to email me for further information at bpeyton [at] hccmis [dot] com. Cheers!


BrandiP


Mar 20, 2012, 7:53 AM
Post #66 of 102 (9153 views)
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Re: [GreenMachine] BrandiP da Insurance Agent RE: quick quote [In reply to] Can't Post

If we cover you to $1,000,000 maximum with $0 deductible (i.e. nothing out of pocket owed for treatment), the total cost for 17 days for a 30-39 year old person would come to $39.58.

You can use this link to quote/purchase: https://www.hccmis.com/atlastravel/?referid=9800575F&language=en-US


MBA-FRANK


Mar 20, 2012, 2:47 PM
Post #67 of 102 (9092 views)
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Registered: May 23, 2011
Posts: 87

Re: [BrandiP] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

In reply to:
Hi All! Lots of insurance chatter on here lately; I wanted to stop back by and offer clarifications for anyone in need in regards to our Atlas policy that can include "thrill seeking activities" (including BASE) with the inclusion of the "Sports Rider" -- we have gotten a decent influx of policies purchased for BASE jumping and everything is "so far, so good." I've noticed a few people asking about the exclusion for "Professional" sports coverage, even if the "Rider" is included. Our definition of Professional is "an activity undertaken for wage, reward or profit" -- so, as long as you are not competing for wage, reward or profit you will be good to go. Also in regards to "illegal jumping" our exclusion for illegal activities reads as such: "Charges resulting from or occurring during the commission of a violation of law by the Member, including without limitation, the engaging in an illegal occupation or act, but excluding minor traffic violations." So --- abide by the local laws; it's as simple as that. You are all welcome to email me for further information at bpeyton [at] hccmis [dot] com. Cheers!

Hello BrandiP. Thanks for that. Another question: Will the added Sports Rider cover medical expenses for people COMPETING in their sports, be they BASE or skyjumping? This is assuming they are NOT doing it illegally or for salary, wages, reward, profit, etc.


BrandiP


Mar 21, 2012, 8:59 AM
Post #68 of 102 (9010 views)
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Registered: Feb 3, 2012
Posts: 10

Re: [MBA-FRANK] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hi Frank! Smile Once the "Sports Rider" is included in coverage, our "Sports Exclusion" on the policy is replaced with the following wording: "Injury resulting from participation in intercollegiate, interscholastic, intramural, club and professional sports or athletic activities." Further, we define "Professional" as any activity undertaken for wage, reward or profit.

I am working on getting a definition of "club" for your inquiry, as well, as I am aware there are a few BASE clubs around but I am unsure yet how we actually define that (my assumption is that we only exclude registered and official clubs -- not social clubs with a bunch of like-minded folks who are hanging out and happen to go on a jump). I will update as soon as I get a response from my claims department.

Cheers,
Brandi

EDIT: as long as your jump does not merit the chance for wage, reward or profit you will be good to go. If you are in any sort of competition offering an official wage, reward or profit, injuries from that particular jump cannot be covered. If you're "competing" against your buddy and the loser buys the first round of beer, this is not considered wage/reward/profit. One more edit to come, once I clarify "club".....

EDIT: "With the current contract, the only thing excluded would be professional sports or athletic activities." this is the response I received from my claims manager in regards to the "club" listing on the exclusion. So, it looks like all you'd need to avoid is any "Professional" affiliations.


(This post was edited by BrandiP on Mar 21, 2012, 9:56 AM)


Pendragon


Mar 27, 2012, 9:24 AM
Post #69 of 102 (8672 views)
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Registered: Aug 28, 2003
Posts: 221

Re: [BrandiP] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I think the two extremes that need to be clarified are:

1. Membership of a club that organises access (eg, Stavanger Base Klubb, or the Swiss BASE Association), whereby membership fees are taken only to maintain access or recoup the cost of services provided

2. Competing in BASE events, such as the World BASE Race (although this looks as if it would be specifically excluded, if I read your previous email correctly)

Thanks for checking.

Out of interest, are you providing cover to non-US/Canadian citizens?


BigfcknG


Mar 27, 2012, 9:16 PM
Post #70 of 102 (8588 views)
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Registered: Nov 10, 2008
Posts: 95

Re: [Pendragon] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I sent an email regarding citizenship, and as an Australian citizen, I am covered. I get the impression you are covered no matter where you are from.


BrandiP


Mar 29, 2012, 6:03 AM
Post #71 of 102 (8473 views)
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Registered: Feb 3, 2012
Posts: 10

Re: [Pendragon] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Sorry for my delay here; I need to set myself a reminder to check on you guys every couple of days -- and if you don't hear from me quickly, feel free to email me at bpeyton@hccmis.com -- I'm happy to answer your questions:

1. As far as "clubs" are concerned, you're okay -- it's only "Professional" (i.e. compensation, prize, wage) that we cannot cover.

2. If you are competing for the possibility of compensation, wage, prize, then we cannot cover for that specific jump. Certainly we can cover for any leisure jumps or even practice jumps outside of the competition.

We will cover citizens from around the world; our only current exclusion is for citizens of Cuba. We also cannot cover Australians seeking coverage in Australia, due to their government restrictions.

Let me know if you have any further questions; I am happy to help you guys!!


BrandiP


May 7, 2012, 5:47 AM
Post #72 of 102 (7619 views)
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Registered: Feb 3, 2012
Posts: 10

Re: [BrandiP] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hi Everyone! :) I just wanted to let you all know that as of May 1st, our plan includes Sports without having to "opt in" with the Sports Rider -- so you will see on the link that the option to select "Yes" for Sports is no longer. The exclusion for the Accidental Death & Dismemberment portion remains, when in regards to BASE jumping and other sports or thrill-seeking activities....but the plan will now include any medically necessary treatment/diagnostics needed for injuries sustained from BASE jumping and other thrill-seeking activities. If you have any further questions, don't hesitate to ask!

Cheers,
Brandi


Dadsy


May 10, 2012, 1:25 AM
Post #73 of 102 (7423 views)
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Registered: Sep 2, 2008
Posts: 42

Re: [BrandiP] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hello, how about Australian citizens looking for cover outside of Australia?


BrandiP


May 10, 2012, 5:11 AM
Post #74 of 102 (7376 views)
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Registered: Feb 3, 2012
Posts: 10

Re: [Dadsy] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Due to Australian government restrictions, we are unable to cover those who are currently residing in Australia (even if you are seeking coverage elsewhere). At this time, we can cover only Australians who are not currently residing in Australia.

Feel free to message me for further details.

Cheers,
Brandi


MBA-PATTO


May 11, 2012, 3:29 AM
Post #75 of 102 (7270 views)
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Registered: Apr 20, 2010
Posts: 433

Re: [BrandiP] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

So just to understand this as i thought before,

Australians will not be covered base jumping overseas unless the australian resides in another country,meaning they live and work in another country away from australia.. and this is even if they get the sports rider option...

i need to move overseas


(This post was edited by MBA-PATTO on May 11, 2012, 3:35 AM)


BrandiP


May 11, 2012, 6:31 AM
Post #76 of 102 (9012 views)
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Registered: Feb 3, 2012
Posts: 10

Re: [MBA-PATTO] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

That is correct! And I know that puts a lot of you in a tough spot....trust me, I wish there was not a restriction.

For anyone who has already purchased a plan, those are STILL VALID. It's only restricted for new purchases made after May 1st.

We define home country as such: for non-US citizens, your home country is where you principally reside and receive regular mail.

EXAMPLES:
If an Australian resides in the UK and is traveling to Singapore, we can cover.

If an Australian resides in Australia and is traveling to Singapore, we cannot cover.

I am researching alternate coverage for those of you who fit in this Australia citizenship/Australia home country category and will post again once I figure out the best option.

If you have questions in the meantime, do not hesitate to email me.

Cheers,
Brandi


dumbaz


May 11, 2012, 9:39 AM
Post #77 of 102 (8984 views)
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Registered: Mar 24, 2003
Posts: 9

Re: [BrandiP] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

what about a dual citizen (American and UK), residing in the UK (for >15 years) travelling to EU/Switzerland? Or even travelling to US?

(when I scanned the website and in your post above, it seems that holding a US passport affects your status)


BrandiP


May 11, 2012, 10:15 AM
Post #78 of 102 (8969 views)
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Re: [dumbaz] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

If you have dual-citizenship, US citizenship "trumps" the non-US citizenship marking...so you will be considered as having US as a home country (and therefore we cannot cover trips to the US). So....in your instance, you'll list US as your citizenship and you can put UK as your home country and be covered for EU/Swiss travels.

I've just spoken with the underwriters on this one and they agree. So -- for all intents & purposes, if you have any sort of US citizenship, your home country will also be considered the US (and therefore we cannot cover you here in the states).

Feel free to email me if more details are needed!

Cheers,
Brandi


Ugojump


Jun 3, 2012, 1:31 PM
Post #79 of 102 (8512 views)
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Registered: Feb 27, 2001
Posts: 18

Re: [azimuth] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

It states that the sports rider only covers a maximum of $10,000 per coverage period.


MBA-PATTO


Jun 3, 2012, 2:27 PM
Post #80 of 102 (8497 views)
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Registered: Apr 20, 2010
Posts: 433

Re: [Ugojump] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Thats correct mate,

What i can understand is that a broken leg in hospital will be around 10,000 us in euroland maybe more depending on operations and how long ya in there for,plus evacuation..

so check ya policy mate..


Andrezao


Jun 19, 2012, 1:31 PM
Post #81 of 102 (7874 views)
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Registered: Sep 10, 2007
Posts: 43

Re: [MBA-PATTO] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

So, Any other insurance company for base jumping ?

Thanks
Andre


Motumoyo


Jun 25, 2012, 7:21 PM
Post #82 of 102 (7613 views)
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Registered: Jun 25, 2012
Posts: 3

Re: [Jon26] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

MAC for some reason, I will not let me go through their own quotation system.


johenrik


Jun 26, 2012, 12:44 AM
Post #83 of 102 (7563 views)
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Registered: Apr 24, 2005
Posts: 84

Re: [Hellis] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Update on IHI:
I have been in contact with IHI and they are telling me that the changes to their insurance policy is only for non-scandinavian customers. People from Norway, Sweden and Denmark are still covered for base jumping through their travel insurance (as long as they have a "scandinavian policy", i.e. signed up through the scandinavian part of their site).
Apparently this is because our socialistic health system will cover most of IHIs costs, making it still possible for them to keep helping us. The only change for us scandinavians are that we are not covered anymore for mountain climbing in the Antartica or North Pole.
I'm keeping my insurance :)


Hellis


Jun 26, 2012, 1:14 AM
Post #84 of 102 (7556 views)
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Registered: Nov 2, 2010
Posts: 173

Re: [johenrik] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

But the IHI insurance will not cover you when you are in your home country.
So? Does this mean it's only valid in scandinavian countrys except your home country, or worldwide except home country?


johenrik


Jun 26, 2012, 1:38 AM
Post #85 of 102 (7545 views)
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Registered: Apr 24, 2005
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Re: [Hellis] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

The scandinavian policy works all over the world except home country. Our health care systems will chip in to IHI to help us out no matter where in the world we are.


Hellis


Jun 26, 2012, 5:18 AM
Post #86 of 102 (7501 views)
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Registered: Nov 2, 2010
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Re: [johenrik] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Ok, thanks!
Smile


vesatoro


Jun 27, 2012, 5:25 AM
Post #87 of 102 (7391 views)
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Registered: Mar 1, 2001
Posts: 155

Re: [johenrik] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

To clarify. The insurance is not valid for residents of Finland or Iceland, even though they are sometimes concidered as "scandinavian countries" and have same kind of public healthcare as Norway, Sweden and Denmark.

"1.2: Hvem der kan tegne Årsrejse Verden

Forsikrede skal være omfattet af Den

Offentlige Rejsesygesikring i Danmark, Sverige

eller Norge for at kunne tegne Årsrejse Verden."


V


MaccaPhoenixFly


Aug 27, 2012, 2:10 PM
Post #88 of 102 (4714 views)
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Registered: Sep 28, 2011
Posts: 40

Re: [vesatoro] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

If i've got the Atlas site right, as a UK resident, I need to have the $1000 excess and for a year, the policy will be $1,700?!?!

Does anyone have any other options? A real shame IHI has stopped covering it :( Dont need US BASE coverage, just europe for now.


michalm21


Oct 28, 2012, 11:26 AM
Post #89 of 102 (4086 views)
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Registered: Apr 6, 2006
Posts: 45

Re: [MaccaPhoenixFly] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

I tried to book with HCCMIS - Atlas Travel online and it looks like residents of New York state are screwed, as it says we are prohibited from purchasing short term travel insurance. WTF?

I called the line, and the person confirmed that NY state sign something that prohibits short term travel insurance, bastards. I was told to call during business hours and talk to an an=gent to see if anything can be done about it.
I think I will give Brandi a call.


(This post was edited by michalm21 on Oct 28, 2012, 11:27 AM)


smskydiver


Apr 9, 2013, 2:16 PM
Post #90 of 102 (2782 views)
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Registered: Sep 24, 2006
Posts: 25

Re: [michalm21] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Has anyone used the Beacon Series Travel Medical Insurance Plan from Azimuth Risk Solutions ... it seems to cover BASE if you take up the Sports Rider option and are not jumping for profit or reward, but legal jargon and insurance docs really aren't my thing so I'm just wondering if anyone has experience of using it, or has spotted reasons not to use it that I have overlooked??


skediver


Apr 24, 2013, 2:59 PM
Post #91 of 102 (1552 views)
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Registered: Aug 6, 2010
Posts: 5

Re: [smskydiver] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Someone knows about this one?
http://www.sportscoverdirect.com/sports-travel-insurance/

Theres no specific restriction for BASE and cover Parachuting and Skydiving as well as HCCMIS before April 1.


CNO


Apr 25, 2013, 2:09 AM
Post #92 of 102 (1482 views)
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Registered: Mar 28, 2011
Posts: 13

Re: [skediver] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

skediver wrote:
Someone knows about this one?
http://www.sportscoverdirect.com/sports-travel-insurance/

Theres no specific restriction for BASE and cover Parachuting and Skydiving as well as HCCMIS before April 1.

Made an inquire to this one and got the following response: "We are only able to provide cover for UK residents, and
furthermore we do not offer cover for Base Jumping.
"
So this one is a bust!

Would like to find an insurance that would cover BASE - have not found one yet. Used the HCCMIS last year. If I only knew they stop covering would have made a new policy before April 1 Unimpressed


smskydiver


Apr 25, 2013, 2:15 AM
Post #93 of 102 (1481 views)
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Registered: Sep 24, 2006
Posts: 25

Re: [skediver] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

thanks for the info ... I've had a look and while it covers an impressive range of activities it doesn't cover BASE at all Crazy


(This post was edited by smskydiver on Apr 25, 2013, 2:22 AM)


matt002


Apr 25, 2013, 6:09 AM
Post #94 of 102 (1432 views)
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Registered: Oct 15, 2006
Posts: 49

Re: [smskydiver] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

There is no such thing as Base Insurance, never has been.
There are only companies( very few if any these days) that do not know what BASE jumping is or that they are insuring people taking part in it.


smskydiver


Apr 25, 2013, 2:23 PM
Post #95 of 102 (1347 views)
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Registered: Sep 24, 2006
Posts: 25

Re: [matt002] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

yep cheers for that Matt ... they are definitely getting fewer and I still haven't been able to find one of those that'll give my sorry ass realistic coverage while I happily BASE abroad Unsure


MBA-FRANK


Apr 25, 2013, 5:18 PM
Post #96 of 102 (1314 views)
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Registered: May 23, 2011
Posts: 87

Re: [matt002] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

In reply to:
Hi All! Lots of insurance chatter on here lately; I wanted to stop back by and offer clarifications for anyone in need in regards to our Atlas policy that can include "thrill seeking activities" (including BASE) with the inclusion of the "Sports Rider"...

...from BrandiP, March 20, 2012.


surfers98


Apr 25, 2013, 11:22 PM
Post #97 of 102 (1261 views)
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Registered: May 26, 2004
Posts: 10

Re: [MBA-FRANK] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hey there Frank! See my recent post regarding Atlas' policies here: http://www.basejumper.com/...3;page=unread#unread


MBA-FRANK


Apr 26, 2013, 12:45 AM
Post #98 of 102 (1242 views)
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Registered: May 23, 2011
Posts: 87

Re: [surfers98] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Hi Surfers. Yes, I'm sorry I didn't make my point very well, which was a reply to this:

In reply to:
There is no such thing as Base Insurance, never has been.

...from a post further up in this thread.

A famous person once said something like "It's OK to have BASE insurance. The trick is not to need to use it".

Now it's more important than ever that we don't get hurt.


skediver


Apr 27, 2013, 4:13 PM
Post #99 of 102 (853 views)
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Registered: Aug 6, 2010
Posts: 5

Re: [MBA-FRANK] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Yeah, but sometimes, shit happens!!

What about this one:
http://www.wonderlusttravelinsurance.com/index.php


Grisha


Apr 29, 2013, 3:39 AM
Post #100 of 102 (700 views)
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Registered: Sep 2, 2002
Posts: 26

Re: [skediver] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

In reply to:
What about this one:
http://www.wonderlusttravelinsurance.com/index.php

they answer: "I am afraid we do not offer cover for Base Jumping at this time."


snipper


May 6, 2013, 1:58 PM
Post #101 of 102 (504 views)
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Registered: Nov 5, 2011
Posts: 7

Re: [smskydiver] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

smskydiver wrote:
Has anyone used the Beacon Series Travel Medical Insurance Plan from Azimuth Risk Solutions ... it seems to cover BASE if you take up the Sports Rider option and are not jumping for profit or reward, but legal jargon and insurance docs really aren't my thing so I'm just wondering if anyone has experience of using it, or has spotted reasons not to use it that I have overlooked??

I have been in contact with these guys (azimuthrisk.com) regarding coverage for an Australian BASE jumper traveling to Europe and this is the response I received.

Thank you for your email and for your interest in Azimuth Risk Solution’s Beacon Series travel medical plan. The Beacon Series provides coverage for all countries outside of your son’s home country in your selected coverage area (meaning either including or excluding the US/Canada) regardless of whether they are specifically listed on your destination countries. The Beacon Series does offer a Sports Rider.

He's kind of skipping around the point I think.


skediver


May 6, 2013, 5:00 PM
Post #102 of 102 (460 views)
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Registered: Aug 6, 2010
Posts: 5

Re: [snipper] IHI Bupa stopped covering base jumping. [In reply to] Can't Post

Even they cover BASE, the optional sports rider clause, said the coverage is up to US$10k.


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